residential mortgages
Unless you’re a cash buyer, you will need a residential mortgage to buy a home.
A residential mortgage is a financial agreement between a borrower and lender used to purchase a property. The lender agrees to loan the borrower an agreed amount plus interest, and the borrower repays this amount over a specified time, generally 25 years but this can be less, or extended up to 30+ years. The amount you can borrow is calculated on affordability and meeting the lender’s criteria.
As your local expert residential mortgage broker, we will support you through the whole process from mortgage application through to completion. Whether it’s your first home, you’re moving house or remortgaging, we can help.
We deal with all types of residential mortgage enquiries, including:
- First time buyers, including help to buy schemes (if applicable)
- Shared ownership
- Remortgaging
- Moving
- 2nd Charge
- Mortgages for Farm and Equestrian properties
- Explanation of Repayment, Interest only, Fixed, Tracker, Variable and Discounted Mortgages
- Free mortgage reviews to make sure you are on the most suitable term/rate
- Quotations and comparisons
- Options for adverse/bad credit
- Access to whole of market in the UK
Your property may be repossessed if you do not keep up repayments in line with the lenders schedule. Think carefully before securing debt against any property.
contact us
When you are ready, please give us a call. One of our friendly advisers will gather information about your enquiry and offer advice accordingly. We offer FREE initial consultations.