commercial mortgage broker

A commercial mortgage is a loan secured against a commercial property and designed for business owners who wish to purchase a property or land for commercial purposes. We are an experienced specialist commercial mortgage broker, working with clients across the UK to source mortgages from £150,000 to over £100 million.

Commercial mortgages work in a similar way to a residential mortgage; the difference is that a commercial mortgage is for properties that are used purely for commercial purposes and not a house or flat that you live in or rent to tenants. Just like a residential mortgage, you pay back the commercial loan over a period of time and must keep up with repayments to avoid defaulting.

There are two different types of commercial mortgage: 

Owner-occupied commercial mortgages - These are used to buy a property that will be used as the trading premises for the business.

Commercial investment mortgages - These are for a property that you plan to let to other businesses.

Your property may be repossessed if you do not keep up repayments in line with the lenders schedule. Think carefully before securing debt against any property.