your local independent mortgage broker
Property Purchases & Remortgages
Park Property Finance is your local independent mortgage broker, with whole of market access. We source mortgages and property finance for all areas of the property market, irrespective of whether you have a perfect credit history, current credit issues, or problems in the past.
Our mortgage experts can help with all types of property finance, including residential purchase, first time buyers, remortgages, buy to let mortgages, commercial property finance, bridging or development finance.
We offer tailored solutions for both regulated and non-regulated UK mortgages. Our expertise spans the full property finance market, and we specialise in challenging cases. If you’re looking for an independent mortgage advisor, trust us to help you navigate your property journey with confidence.
Contact us for a FREE initial consultation with an independent mortgage loan broker
Mortgage Products
We can help you with mortgages in the following areas :
- First time buyers
- Next home purchases or remortgages
- Buy to Let mortgages and remortgages
- Bridging Finance
- Development Finance
- HMO Mortgages or remortgages
- Commercial or Semi Commercial mortgages
- Right to Buy mortgages
Why use a mortgage broker?
The most obvious answer is that when you speak to a local high-street mortgage lender, they will only advise you on their mortgages. They’re not going to tell you to speak to the lender down the road who has better deals or maybe a better fit for them.
High-street lenders can only offer that one set of products. It’s similar to going to a doctor, who can only prescribe paracetamol when you need ibuprofen.
However, an independent mortgage broker has access to multiple mortgages from multiple mortgage lenders across the lending spectrum, so we ensure you can get a bespoke solution that meets your needs and is affordable in the long run.
Think of it this way: If you go to a doctor, you want them to treat your symptoms, and it’s the same with a mortgage broker. We look at your overall circumstances and assess things based on what’s best for you. We tailor the mortgage to you, while if you walk into a lender’s branch, they’ll make you fit what they offer.
What services does a mortgage broker provide?
The main service is arranging the mortgage, but it’s important to factor in all the other elements of buying a home. For example, in most circumstances, conveyancing and a survey are required as part of the mortgage process. We would certainly discuss insurance with you to ensure you’re protected and can keep that roof over your head should the worst happen.Home and contents insurance is also a mandatory part of having a mortgage. So, there are different facets to buying a home. We don’t focus solely on the mortgage because there’s much more to it.
In terms of what we do, we will run through a very in-depth affordability check to ensure that when you’re out looking at properties, you’re aware of your budget. When making offers on properties, we ensure you know how to do that correctly.
We’ll ensure you have an Agreement in Principle to prove that you can purchase a property. But we do everything else in between—and we can help if you need a remortgage or you want to buy an investment property.
It’s about holistic planning. It’s about ensuring we look at all aspects rather than trying to take things individually—because that’s where problems can sometimes arise.f the industry and the product that are available to his clients.
Contact Us
Park Property Finance
IP32 7QA, Bury St. Edmunds, Suffolk, England, United Kingdom
